Weight Loss Surgery Financing Options

Do not let a lack of cash or insurance coverage affect your hopes of getting bariatric surgery. Inquire about financing your weight loss surgery with medical financial services companies and achieve your weight loss goals today.

Coming up with the finances for weight loss surgery can be daunting. Weight loss surgery costs can be as high as $35,000 in the United States, and in Mexico the costs can be as high as $10,000. Still, coming up with $10,000 in one lump sum is not possible for everyone, or it can put your personal finances at risk.

Financing Your Bariatric Surgery is Well Worth It in the Long Run

Weight loss surgery is a life-changing procedure that can change the quality of your life, including decreasing the risk of heart attack, stroke and other diseases. It should be looked at as an investment in yourself – and not only for you but for your family as well.

We help connect you with companies who lend money to people who have been turned down by insurance, or who lack the cash required to pay for bariatric surgery. The companies we work with have financed many surgeries and can finance yours, too. They can finance the following weight loss procedures:

  • Gastric Sleeve Surgery Financing
  • Gastric Bypass Surgery Financing
  • Roux-en-Y Gastric Bypass Financing
  • Duodenal Switch Financing
  • Mini Gastric Bypass Financing

Also, weight loss surgery is a qualified MSA deduction!

How Weight Loss Surgery Financing Works

Patients will find that financing surgery, such as vertical sleeve gastrectomy, is quite similar to financing a car. These medical financial service companies pay the cost of your surgery up front and all associated costs. After a successful surgery, there is a financing plan that the patient is put on to repay the loan.

The patient will then start repaying the loan – Typically in monthly payments – including the principal loan amount and interest. This helps you pay upfront for the cost of bariatric surgery.

The principal of the loan will be made up of all the costs loaned to you for your surgery. Associated costs of weight loss surgery include hospital fees, surgical fees, airfare, transportation, and other miscellaneous expenses.

The interest of the loan accounts for the convenience of having upfront cash. The interest rate you will be charged will depend on your financial standing, which includes your credit history, current income, outstanding debts and outstanding assets, the length of the loan term and the amount of money borrowed. There may also be upfront costs, or other costs in order to make this type of patient financing.

We Also Offer Layaway Payment Plans

Select a date, make your deposit and make payments so the operation is paid in full on your surgery date. Contact a sales coordinator for details on setting up a layaway payment plan that works for you.

Weight Loss Surgery Finance Companies

Below are some of the bariatric surgery financing companies we work with. They can help you find the right finance option for your situation.

For Canadian Patients
Medicard has been offering finance programs to Canadians since 1996.

NOTE: Some Canadian provinces will refund some costs of surgery done outside Canada.